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Help Decide

As newer benefit options are introduced to the market, employees are presented with increasingly complex and difficult decisions in the selection of their health plans. Choosing the wrong plan is a common mistake, and could amount to $1,000s in additional expenses. HCM Engage’s health plan Decision Support helps employees of all sizes navigate the myriad choices by estimating total cost of each plan. The totals incorporate various factors including, contributions, plan out of pocket, health claims cost benchmarks, estimated health expenses and tax status.

Features include:

  • Flexible access linking directly from any payroll, benefits, HR solution or web page. Our system auto generates a link to the client’s specific decision support tool.
  • Easy-to-launch works from a simple MS Excel upload, links from any application
  • Health claims data provided by Milliman, a leading healthcare actuarial firm
  • Complex Calculation factors your estimated health expenses, plan cost, tax savings. Suggests HSA contributions and provides pre-tax cost calculation. Designed by industry experts
  • Modeler allows you to change your assumptions on the fly
  • Employer Costs are provided alongside employee costs offering up a concise benefit statement
  • Utilization Analytics enable you to measure participation of your workforce

A Simple Process Start to Finish

A health plan decision support tool that launches in minutes and can link from any HR platform. The process is straightforward, and the solution is easy-to-use.

Get the Feedback You Need

With Engage you will be able to login and access the reporting dashboard. The dashboard shows up-to-date metrics on employee utilization. You can see how much time employees are spending on the decision support page. Engage also offers a pre-built employee engagement survey which is scored and reported identifying strengths and areas of improvement.  You can still take advantage of Engage’s health decision support on a stand-alone basis .